Unlock the benefits of AIM with Argyle
Lenders who use Argyle with Loan Product Advisor® (LPA℠) asset and income modeler (AIM), improve loan quality and efficiency, and meet Freddie Mac requirements with greater certainty.
Contact sales
Benefits
Improve your mortgage loan process with Argyle and AIM
Improved loan quality
Loans originated using AIM are 2x less likely to have defects or become delinquent.
Time and cost savings
Argyle saves you up to 80% on verification costs and 12 days on loan cycle times.
More verification automation
Argyle converts the most borrowers (55%+), so you can automate higher volumes of verifications.
Better borrower experience
Borrowers enjoy a lower documentation burden and a more frictionless loan process.
How it works
Using Argyle with LPA’s AIM is fast, easy, and secure
①
Order a verification
You order a verification report from Argyle through your POS, LOS, Console or API integration.
➁
Borrower connects an account
Argyle prompts the borrower to connect their account(s) with just a few clicks.
➂
Argyle delivers GSE-compliant report
Argyle sends a verification report that includes all the components required to underwrite a loan with AIM, including a reference number.
➃
LPA℠ Validation
You provide LPA with the reference number, and LPA offers an immediate assessment of eligibility for representation and warranty relief.
➄
The final step
You deliver the loan file to LPA with greater confidence you won’t experience a buyback request.
Why Argyle
Accuracy through permissioned data
Straight from the source
Direct-source income, employment, and asset verifications are consumer-permissioned and come from the system of record.
Accurate, real-time data
Argyle verifications don’t rely on data that comes from a database and there’s no time lag, so lenders can be confident in the accuracy and quality of the data they receive.
No expensive middleman
Other verification vendors buy data and pass those costs on to lenders. Direct-source solutions keep prices low by leveraging the principles of open finance.
Explore more resources
Ready to see what Argyle can do for you?
Get in touch to learn more about our verification platform.
